SME Finance

Centrum Financial Services Ltd. (CFSL), a registered Non-Bank Finance Company, seeks to assist SMEs, mid-sized companies and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals. We target entities in metros and Tier II cities, that are either in a stage of building up or diversifying, and are generally not addressed sufficiently by the mainstream banking system. Our key value propositions are flexibility, responsiveness and guidance while providing the right financing product for the business need.


  • Ranjan Ghosh

    MD & CEO - NBFC

  • Chirag Doshi

    Head Commercial Finance - South & West India

  • Sayantan Chakraborty

    Head Commercial Finance - North India

  • Subir Chakraborty

    Head Commercial Finance - East India

  • Inderjit Camotra

    Business Head - Trade & Supply Chain

  • Sandeep Agarwal

    Head Real Estate Finance

  • Bharat Adnani

    Chief Financial Officer

  • Saurabh Srivastava

    Head Risk

  • Dipali Dalal

    Head - Legal

Credit Solutions
  • With our team of rapidly growing professionals, each with diverse and in-depth banking experience, we provide a strong credit evaluation and compliance mechanism through a complete digitized process. We actively collaborate with Centrum's well-established investment banking, real estate, debt capital markets and wealth management businesses for cross-selling, sourcing and down-selling of credit products.

    We provide a strong credit evaluation and compliance mechanism through a complete digitized process.

    Commercial Finance - To Fund the Unfunded

    The group offers integrated financing solution to Small, Medium and Emerging corporate segment, which in essence forms the ''sweet spot' of the Indian economy.

    Our “relationship financing approach” enables us to understand client’s requirements, tailor comprehensive solution that addresses the financing needs of the unfunded market.

    Led by an experienced & professional management team, we have niche in partnering with clients to ideate and structure flexible solution. Our diligence approach focuses more on management & business model and not just collateral that addresses clients’ needs in a timely manner. We innovate & leverage digital platform to improve client interface continuously.

    We are committed to areas that further financial inclusion agenda & has positive socio-economic impact with our strategy to create value across industries by fulfilling capital & credit needs that enables clients growth.

    Structured Credits

    With the focus area being SMEs, mid-market companies, small companies and smaller affiliates of larger companies, our structured credit consist of:

    • Promoter Fianancing
    • Mezzanine Financing
    • Special Situations


To know more about our services

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