Our housing finance company ‘Centrum Housing Finance Limited (CHFL)’ was set up in 2016 to provide long term housing finance to ‘middle class’ India.
Our sole objective is to provide simple, structured and customized solutions using a combination of traditional methods and superior technology to lower and middle income families. We empower home seekers primarily in tier 2 &3 cities who are under-served by traditional lenders.
CHFL is registered with National Housing Bank (NHB) under section 29A of the National Housing Bank Act, 1987 as a Housing Finance Company vide Certificate of Registration No. 11.0147.16 dated 10th November 2016.
Sanjay has close to 25 years of rich experience in Financial Services that includes setting up of Housing Finance Companies and launch of Retail Banking business in newer geographies. He brings a wide array of professional and industry contacts, a deep understanding of Housing Finance, Consumer Finance, Retail Banking, Treasury Management, Internal Audit, etc.
Sanjay joins us from CentBank Home Finance Limited where he was the Managing Director and was responsible for the P&L of the Housing Finance Business. He has successfully transformed its business, delivered superior results to shareholders, built a high performing team, increased market share and profitability.
He has also worked with organization like ING Vysya Bank, Tata Capital Housing Finance Limited, Citi Bank and Hometrust Housing Finance Limited which was later merged into HDFC Limited.
Sanjay has done his Chartered Accountancy from The Institute of Chartered Accountants of India and Graduation from Christ Church College, Kanpur University.
Vivek has more than 24 years of rich experience in the Mortgage industry that includes setting up of Housing Finance Companies and launch of Retail mortgage in newer geographies. He has also worked with organizations like L&T Housing Finance, LIC Housing Finance Limited, Dewan Housing Finance Limited and Tata Capital Housing Finance Limited. Vivek has done his Post Graduate Diploma in Financial Management and Graduation from Delhi University.
Want to buy your Dream Home?