Our housing finance company ‘Centrum Housing Finance Limited (CHFL)’ was set up in 2016 to provide long term housing finance to ‘middle class’ India.

Our sole objective is to provide simple, structured and customized solutions using a combination of traditional methods and superior technology to lower and middle income families. We empower home seekers primarily in tier 2 &3 cities who are under-served by traditional lenders.

CHFL is registered with National Housing Bank (NHB) under section 29A of the National Housing Bank Act, 1987 as a Housing Finance Company vide Certificate of Registration No. 11.0147.16 dated 10th November 2016.


Sanjay Shukla

MD & CEO - Housing Finance


Sanjay has over 25 years of rich experience in Financial Services that includes setting up of Housing Finance Companies and launch of Retail Banking business in newer geographies. He has worked with organizations like CentBank Home Finance Limited, ING Vysya Bank, Tata Capital Housing Finance Limited, Citi Bank and Hometrust Housing Finance Limited . Sanjay is a Chartered Accountant done a and graduated from Christ Church College, Kanpur University.


Vivek Mannan

ED - Credit Risk


Vivek has more than 24 years of rich experience in the Mortgage industry that includes setting up of Housing Finance Companies and launch of Retail mortgage in newer geographies. He has also worked with organizations like L&T Housing Finance, LIC Housing Finance Limited, Dewan Housing Finance Limited and Tata Capital Housing Finance Limited. Vivek has done his Post Graduate Diploma in Financial Management and Graduation from Delhi University.


Loan Amount

Interest Rate


Loan Tenure


EMI Payable
₹ 1,288.85

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