Housing Finance

Centrum Housing Finance Limited (CHFL) is a professionally managed housing finance company catering to ‘middle class’ India and providing financial inclusion to Lower and Middle Income (LMI) families by giving  them access to hassle free long term housing finance. We at CHFL want  to empower customers that  face challenges in borrowing from  traditional lenders, by tailoring the product to cater to their specific needs, using a combination of traditional methods and superior technology.

CHFL is registered with National Housing Bank (NHB) under section 29A of the National Housing Bank Act, 1987 as a Housing Finance Company under section 29A of the National Housing Bank Act, 1987 vide Certificate of Registration No. 11.0147.16 dated 10th November 2016.


  • Sanjay Shukla

    MD & CEO - Housing Finance

Our Products

    At CHFL, we provide customized home solutions to support your dream of owning a home. Our solutions are backed by best-in-class services, full-fledged domain knowledge and simplified procedures.

    Purpose of this loan can be for:

    • Purchase of readily built residential house/flat/apartment

    • Construction of residential dwelling unit

    • Undertaking major repairs, renovations, up-grades and extensions

    • Purchase of plot/s and construction thereupon

    • Purchase of site allotted by State Development Agencies, Co-operative Societies, Government, Municipal bodies


    We also provide loans against mortgage of an existing immovable property which is already owned by the customer. End use of the loan may be towards expansion of business, meeting working capital requirements, personal requirements such as education, marriage of children, furnishing of the house etc. However, we recommend that funds should be used for only a legitimate purpose.