Business Loans

Centrum Financial Services Ltd. (CFSL), a registered Non-Bank Finance Company, seeks to assist SMEs, mid-sized companies and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals. We target entities in metros and Tier II cities, that are either in a stage of building up or diversifying, and are generally not addressed sufficiently by the mainstream banking system. Our key value propositions are flexibility, responsiveness and guidance while providing the right financing product for the business need.

With our team of rapidly growing professionals, each with diverse and in-depth banking experience, we provide a strong credit evaluation and compliance mechanism through a complete digitized process. We actively collaborate with Centrum’s well-established investment banking, real estate, debt capital markets and wealth management businesses for cross-selling, sourcing and down-selling of credit products.


  • Ranjan Ghosh

    MD & CEO - NBFC

Micro Finance
  • Centrum Microcredit Private Limited focuses on providing loans to un-served and under-served borrowers operating small businesses in semi-urban areas. We provide business loans under the Joint Liability Group (JLG) model. Financial Inclusion is a key area that we are focusing on and our objective is to provide finance to the urban poor and underserved sections of the society. In November 2017, we acquired the Micro Finance portfolio of FirstRand Bank India. We currently operate in Maharashtra and have employee strength of over 300 people.