Our registered Non-Bank Finance Company, Centrum Financial Services Ltd. (CFSL) assists SMEs, MSMEs and their founders to scale their businesses, through loan products in a variety of forms, structures and collaterals.

Focusing on metros and Tier II cities, we service entities that are either in the stage of building up or diversifying, and generally not catered to by the mainstream banking system. We provide the right financing solution for business needs, driven solely by three key value propositions - flexibility, responsiveness and guidance.

Leadership
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Ranjan Ghosh

MD & CEO - NBFC

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Ranjan has close to 25 years of rich experience in the Banking & Financial Service Industry. He brings a a deep understanding of Risk Management and Financial Markets and international best practices in Governance, Human Resources, etc.

He has held several Senior Management roles in Standard Chartered in India and Singapore. He was also associated with HSBC and CRISIL. Ranjan has done his Masters of Business Administration from The University of Northern Iowa - USA and Bachelor of Electrical Engineering from Jadavpur University, Kolkata.

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Inderjit Camotra

Business Head – Trade & Supply Chain

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Inderjit is a Senior Banker with 24 years across Standard Chartered, ANZ and Citibank. Part of the NBFC startup at Centrum Group since 2017, leading Transaction Banking – Trade & Supply Chain Finance. Robust technical strengths shaped with a B.Tech from I.I.T. Delhi, followed by a M.B.A. from New York, have helped build a career in Lending to Multi Nationals across America, Australia and Asia, and SME’s in India.

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GL Kumar

Business Head- MSME Finance

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G L Kumar comes with over 16 years of experience in Financial Services, Operations and Key Initiatives within diverse banking platforms. He has worked at IIFL, YES BANK, Standard Chartered Bank and American Express. G L Kumar did his LLB from Sri Venkateshwara University & BA (IRPM) from Delhi University. He has a Masters degree in Human Resource Management and has also completed a course in Executive General Management from IIM Bangalore.

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Sandeep Agarwal

Head – Real Estate Finance

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Sandeep comes with nearly 2 decades. years of work experience in Real Estate investing and fund raising. In his last assignment as Executive Director at Kotak Realty Fund, he helped in growing the business to reach an AUM of US$ 1.4 billion.

Sandeep has completed his Bachelor's in Engineering (B.E) and holds an MBA from the Indian School of Business (ISB), Hyderabad. He also hold's a Master's Certificate in Project Management from SPJIMR.

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Hariharan Iyer

Head- Financial Intermediaries

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Hariharan has over 15 years of experience in Financial Services and Rural Development that includes managing Microfinance and Affordable housing finance portfolio. Prior to Centrum, he has worked with YES Bank, ICICI Bank, National Dairy Development Board and an NGO (named PRADAN). Hariharan has done his Rural Management from Institute of Rural Management, Anand (IRMA) and Graduation from Kerala Agricultural University.

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Chirag Doshi

Regional Head - West and South - Commercial Finance

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Chirag is a seasoned global finance professional with 15+ years of banking experience across varied functions; Origination, Client Relationships, Business Planning & Strategy and Operational Risk Management and Operations. He has worked with Standard Chartered Bank and Citicorp. Chirag is a Graduate from Mumbai University and has completed his Masters in Management Studies from Somaiya College, Mumbai University.

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Sayantan Chakraborty

Regional Head - North - Commercial Finance

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Sayantan comes with 15 years of banking experience spread across various functions viz. commercial banking, corporate & institutional banking, corporate finance, etc. In his last assignment at Standard Chartered Bank, Sayantan was responsible for delivering structured transaction banking solutions to the clients across South Asia of SCB. Sayantan is a Chartered Accountant and holds a Bachelor of Commerce degree from St. Xavier’s College, Calcutta University.

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Saurabh Srivastava

Head - Risk

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Saurabh has over 15 years of experience in Corporate Finance across various Indian and Foreign Financial Institutions. Saurabh prior roles were with us from Aditya Birla Financial Services, HSBC, ICICI Bank and Global Trust Bank. Saurabh has completed his Masters in Business Administration from NMIMS, Mumbai and has a Bachelor’s in Statistics from Mumbai University.

Credit Solutions
Supply Chain Solutions
Real Estate Finance
Other Lending Services