Home Loans

Centrum Housing Finance Limited

Centrum Housing Finance Limited (CHFL) is a professionally managed housing finance company catering to ‘middle class’ India and providing financial inclusion to Lower and Middle Income (LMI) families by providing them access to hassle free long term housing finance. CHFL wants to empower underserved customers who face huge challenges in borrowing from the traditional lenders by tailoring the product to cater to their specific needs by using a combination of traditional methods and superior technology.

CHFL is managed by Mr. Sanjay Shukla who is a veteran of over 25 years in the Housing Finance business in India. Mr. Shukla (MD & CEO) and a team of experienced Housing Finance professionals are responsible for execution of day to day operations of the company, guided by an experienced Board.

CHFL is registered with National Housing Bank (NHB) under section 29A of the National Housing Bank Act, 1987 as a Housing Finance Company under section 29A of the National Housing Bank Act, 1987 vide Certificate of Registration No. 11.0147.16 dated 10th November 2016.

Our Products

Home Loan

At CHFL, we provide customized home solutions to support your dream of owning a home. Our solutions are backed by best-in-class services, full-fledged domain knowledge and simplified procedures.

Purpose

  • Purchase of readily built residential house/flat/apartment
  • Construction of residential dwelling unit
  • Undertaking major repairs, renovations, up-grades and extensions
  • Composite housing loan for purchase of plot/s and construction thereupon
  • Purchase of site allotted by State Development Agencies, Co-operative Societies, Government, Municipal bodies and Employee’s Co-operative Societies

Non Home Loan

At CHFL, we provide loans against mortgage of an existing immovable property which is already owned by the customer. End use of the loan may be towards expansion of business, meeting working capital requirements, personal requirements such as education, marriage of children, furnishing of the house etc. However, funds should be used for only a legitimate purpose.

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